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Category: HARP 3.0

HARP 2.0 has helped more than 3 million underwater homeowners refinance. HARP 3 could help even more. Click Here to Get Instant Access to our Exclusive HARP Secrets eBook!

Many homeowners don’t realize they qualify for the current HARP program. Go to mymortgageinsider.com/myharp now to verify your eligibility.

HARP stands for Home Affordable Refinance Program. It allows homeowners to refinance into today’s low rates, even though they owe more than their home is worth. Some homeowners save hundreds of dollars per month.

HARP 3.0 is a proposed future program. It may repeal the requirement that the loan must be owned by Fannie Mae or Freddie Mac. Some lawmakers have called for reduced fees and less documentation to qualify.

MyMortgageInsider.com will notify its email subscribers the moment there are HARP 3 updates. Sign Up For Email Updates Here. Below are the most recent articles on the HARP 3.0 program.

Using HARP for an underwater home

HARP · HARP 3.0 · News · Refinance

HARP 2.0 & Underwater Mortgage Refinance Options

June 1, 2022

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More...

How to Make HARP 3.0 happen in 2014

HARP · HARP 3.0 · Refinance

Here’s How We Can Make HARP 3.0 Happen in 2024

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More...

More

Can I refinance with HARP without a Fannie or Freddie Loan

Ask Tim · HARP · HARP 3.0

Can I Refinance with HARP if My Mortgage is not a Freddie or Fannie Loan?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More...

HARP ineligible? Here are other options

Conventional Loans · HARP 3.0

HARP Alternative: Fannie Mae 97 LTV Refi & Freddie Mac Home Possible Advantage

January 1, 2022

Homeowners who have been locked out of HARP may have another chance to refinance with Fannie Mae’s new conventional 97% LTV “mini-HARP 3.0” program. Fannie Mae and Freddie Mac announced […]

Read More...

Rates for Obama's refinance program HARP

HARP · HARP 3.0

Everything about the Obama Refinance Program and How to Qualify

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More...

Lower mortgage payments without HARP

Ask Tim · HARP · HARP 3.0 · Refinance

I Need Lower Mortgage Payments but I’m not HARP Refinance Eligible

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More...

Ineligible for HARP? Here are other refinance options

HARP · HARP 3.0 · Niche Mortgage Products

Compelling Option for HARP Ineligible Homeowners: Cash-In Refi

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program has been a popular replacement option. Additionally, Fannie Mae’s High LTV Refinance […]

Read More...

Underwater but not HARP eligible. What to do?

Ask Tim · HARP · HARP 3.0 · News

We Are $30,000 Underwater and Not HARP Eligible. What Are Our Options?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More...

HARP 3 is in Oregon, coming to rest of states

HARP · HARP 3.0 · News

HARP 3-like Mortgage Now Available in Oregon. Are the Other 49 States Next?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More...

HARP lite: HARP 2.1 or HARP 2.5

HARP · HARP 3.0

If not a full HARP 3.0, we could see HARP 3 Lite: HARP 2.1 or HARP 2.5

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More...

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