Mortgage Strategy | My Mortgage Insider

FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

January 10, 2024

FHA Streamline Refinance loans help current FHA homeowners lower the monthly payments for their existing FHA mortgages. With this refinance option, homeowners can get approved with no home appraisal and […]

Home Buying · Mortgage Strategy

The Do’s & Don’ts of Down Payment Gifts | Free Gift Letter Template

January 5, 2024

When buying a home, the biggest upfront expense is likely to be the down payment, which is typically between 3.5 and 20 percent of the home price. Even if future […]

Tips For Buying A Home In A Retirement Community

Home Buying · Mortgage Strategy

Tips for Buying in a 55 and Over Retirement Community

November 15, 2022

There are plenty of reasons that someone might want to move into a 55 and over retirement community. For those thinking about buying in a retirement community, there are several […]

Mortgage Strategy · Understanding Mortgages

How To Pay Off Your Mortgage Early

October 11, 2022

Paying off your mortgage early could be a great financial move if you use the right strategy. It can help you to build equity more quickly and also reduces the total amount of interest you’ll pay over the life of the loan.

Two smiling woman looking at smart phone while sitting a desk with laptop, in modern house

Mortgage Strategy

Buying a House with a Friend: The Complete Guide

September 12, 2022

You can purchase a home with virtually anyone, including a friend — or several friends. But blending friendship and homeownership has benefits and drawbacks, and it entails taking a unique set of steps to qualify for a mortgage.

What is an assumable mortgage and should you get one?

Mortgage Strategy

What Are Assumable Mortgages and How Can You Get One?

August 11, 2022

When Carol Addy began in the mortgage industry more than 20 years ago, assumable mortgages were quite well known. Some of them even allowed the buyer to take over someone’s […]

Home Buying · Mortgage Strategy

8 Tips To Have an Awesome Mortgage This Year

June 1, 2022

There has been a lot of news lately about rising home prices. But if you are thinking about buying a house this year, there are plenty of things that you […]

When should you lock in on mortgage rates

Home Buying · Mortgage Rates · Mortgage Strategy

When Should I Lock In My Mortgage?

January 1, 2022

When you’re in the process of getting a home loan, at some point you’ll have to lock in your mortgage rate. This might be months in advance, mere days before […]

Mortgage Strategy

4 Questions To Ask Yourself, Because Mortgage Lenders Won’t

January 1, 2022

Applying for a mortgage can be nerve-wracking. Underwriters consider your credit. They dig into your divorce decree. They scrutinize your savings and inspect your income. Yikes. But they also ignore […]

Mortgage Strategy

What percentage of income should go to mortgage?

March 10, 2021

What percentage of your monthly income should go to mortgage? A general rule of thumb for homebuyers is your home loan should eat up no more than 28% of your […]

Category: Mortgage Strategy

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

The Do’s & Don’ts of Down Payment Gifts | Free Gift Letter Template

More

Tips for Buying in a 55 and Over Retirement Community

How To Pay Off Your Mortgage Early

Buying a House with a Friend: The Complete Guide

What Are Assumable Mortgages and How Can You Get One?

8 Tips To Have an Awesome Mortgage This Year

When Should I Lock In My Mortgage?

4 Questions To Ask Yourself, Because Mortgage Lenders Won’t

What percentage of income should go to mortgage?

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